A tri-merged credit report is a comprehensive credit report that combines and presents information from the three major credit bureaus: Equifax, Experian, and TransUnion. It provides a consolidated view of an individual's credit history, including their payment history, outstanding debts, credit inquiries, and public records.
On the Applicant's Information section—
Context: Identifying the document.
Vendor information
Credit repositories
Key takeaways: Important information.
Order completion date
Applicant’s name
Applicant’s Social Security number
Applicant’s address
Credit scores
On the Credit History section—
Key takeaways: Important information.
Creditor name
Account number
ECOA
Account type
Date opened
Date of last activity (DLA)
Months reviewed
Number of late payments
Credit limit/high credit
Reporting repositories
Current balance
