A Deep Dive Into Loan Programs

Version History

Version	Date	Change
1.0	06/22/2023	n/a

Content Outline

Module 1: Introduction

Module 2: Ratios In-Depth

• Debt Service Coverage Ratio (DSCR)

• DTI In-Depth

• LTV In-Depth

Module 3: Programs In-Depth

• Conventional Loans

• FHA Loans

• VA Loans

• USDA Loans

Module 4: Brokered Loans

• Program Overview

• Process Overview

• DSCR Programs

• Bank Statement Programs

• P&L Loans

• Foreign National Programs

• ITIN Programs

• HELOCs & HELOANS

• Jumbo Loans

• Asset Depletion/Asset Qualifier

• Non-warrantable Condos

Module 5: Non-Delegated Portfolio Loans

• Non-Delegated vs Delegated Loans

• ITIN Programs

• DPA Programs