Borrower Identification
Acceptable borrower identification documents can include documents like a valid driver's license, social security number card, passport, employment authorization document, individual taxpayer identification number card or other government-issued identification card. These are requested to help establish an applicant’s identity, prevent fraud, confirm an applicant’s legal age, and generate a credit report. Different programs may have different identification or citizenship document requirements.
On government-issued photo IDs—
Context: Identifying the document.
Document title
Key takeaways: Important information.
Expiration date
Cardholder’s name
Registered address
Date of birth
On Social Security cards—
Context: Identifying the document.
Social Security header and watermark
Cardholder’s name
Key takeaways: Important information.
Social Security number
On Passports—
Context: Identifying the document.
Document title
Key takeaways: Important information.
Passport holder's name
Date of birth
Document expiration date
On Employment Authorization Document—
Context: Identifying the document.
Employment Authorization Document identifier
Key takeaways: Important information.
Authorized name
Employment authorization category
Date of birth
Card expiration date
On Individual Taxpayer Individual Number (ITIN) cards—
Context: Identifying the document.
IRS header
Key takeaways: Important information.
Individual taxpayer identification number
Taxpayer's name