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Mortgage Basics+ Training Program
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  • Welcome to Mortgage Basics+!
  • The Four Cs of Underwriting
  • The First 3 Cs in Mortgage Lending
    • Module 1: Credit Documents
      • Credit Basics, Credit Bureaus & FICO Scores
      • LQIs & Credit Rescores
      • Liens & Judgments
      • Consumer Explanation Letter
      • Credit Supplements
      • Fraud Freezes
      • Divorce Decrees: Court Ordered & Voluntary Agreements
      • Bankruptcy, Foreclosure, Short Sales & Deed-in-Lieu
    • Module 2: Income Documents
      • Income Calculation
      • Debt-to-Income Ratio (DTI)
      • Income Worksheet
      • LoanBeam
      • W-2 Employee Income Documents
      • Self-Employed Income Documents
      • Written and Verbal VOE’s
      • Other Income Sources: Rental, SSI, Disability
      • Tax Transcripts
    • Module 3: Asset Documents
  • The 4th C in Mortgage Lending
    • Module 1: Introduction
    • Module 2: Insurance Documents
    • Module 3: Title Documents
    • Module 4: Appraisals
    • Module 5: Specific Property Types
  • Credit Training Video
  • Capacity Training Video
  • Capital Training Video
  • The Four Cs Test
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  1. The First 3 Cs in Mortgage Lending
  2. Module 2: Income Documents

Income Calculation

Check out the following presentation!

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Last updated 1 year ago